Personal loans
Take control with a loan designed around you.
Features & benefits
- Borrow from $ 1,000 to $ 25,000
Spread your repayments over one to five years for loans of $ 15,000 or less, or over one to eight years for loans over $ 15,000.
- Get a quick decision
As an Crestwood International current account customer, you could get an instant credit decision. Non-Crestwood International current account customers should be contacted with a credit decision in 2-5 working days.
- Quick access to funds
Existing Crestwood International current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-Crestwood International current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
- Top up your existing loan
If you’ve already got an Crestwood International Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.
- Make overpayments free of charge
This may reduce the amount of interest you pay.
- Crestwood International Advance customers could get 10% cashback
10% interest cashback at the end of the loan term. Cashback is only available on loans with 60 repayments or less. If you close your loan early or it is ended by us you will not be eligible for cashback.
3.3% APR* Representative
For loans between $ 7,000 and $ 15,000. Now also available to non-Crestwood International current account customers.
*The rate is subject to change and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.
Apply for a Personal Loan
To be eligible for a Personal Loan you need to:
- have a Crestwood International or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must
- have an Crestwood International current account)
- have an annual income/pension before tax of $ 10,000 or more
- be over 18 and a resident of the UK
- Not available for customers with a Basic Crestwood International Account.
We do not offer our Personal Loans for a number of purposes including:
- The purchase of property or land (both UK & Overseas) including holiday homes and apartments
- Purchasing a joint stake in a property or buying out a joint owner
- Mortgage deposit (regardless of lender or country)
- Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees
In addition, our Personal Loan should not be provided for:
- Gambling
- Business
- purposes
- Share dealing
Please note that this list is not exhaustive.
Our Personal Loans are subject to status.
Customers registered for online banking
If you have an Crestwood International Current Account or other savings account and you’re registered for online banking, you can apply online in minutes.
Customer not registered for online banking
If you already have an Crestwood International Current Account or savings account (excluding an ISA), you can register for online banking. Once you’ve received your security details, you’ll be able to apply for and manage your savings account online.
Connect with us
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